Using a Mortgage Broker in Oakville

By : Edi Marinescu

A Mortgage Broker’s Expertise

Locating the ideal funding for your situation and preferences is a mortgage broker’s primary area of expertise. Because they interact with many lenders, they understand where the best mortgages are offered and can match you with them. On top of this, at Mortgage Capital Investment, we are familiar with how lenders like your information being presented and so the chances of financing increase for you when you choose us as your mortgage broker in Oakville.

Mortgage Brokers Devote Themselves to Satisfying You

We have a wide range of products originating from lenders who want our business on the residential and commercial fronts. Since our clients are our main source of income, it is in the lenders’ best interest to offer and promote to us their most competitive products on the market. This way, as a mortgage broker in Oakville, we can locate multiple mortgage products for you to select from based on your specific requirements situation.

There is a wide list of features for each mortgage product. Sorting through them without prior knowledge can be a time-consuming and energy-exhausting activity. The vast selection in today’s highly competitive marketplace is often intimidating as lenders’ representatives may take advantage of a customer’s lack of knowledge on the topic of mortgages. It is worthwhile to work with an expert in the field of mortgages who will find you the most suitable mortgage.

As a mortgage broker in Oakville, we ensure the products we gather for you, based on your suitability and fit, come with plenty of variety so you can best anticipate your growth according to the mortgage product you select. We pick our mortgage products from Chartered Banks, Monoline Lenders, Alternative Lenders, and Private Funds and we want to see you thrive financially.

Know that your choice of a mortgage product that is not suitable for you could end up costing you thousands, if not tens of thousands of extra dollars in the long run. Choose between working with a mortgage broker in Oakville and prosper from working with a professional dedicated to saving you money. In most cases, our services are free as the lender pays us and you have nothing to worry about in paying us for our services (given you meet the conditions for a financially healthy mortgage application).

Why Use a Mortgage Broker for Other Than Rates?

Oakville has seen plenty of changes over the past few years and with more homes decorating the landscape, having a team of professionals guide you through Real Estate changes may be a healthy approach to building trust in our community. Entrusting a mortgage broker with your situation will also increase your awareness of mortgage details and opportunities available with the mortgage you are shopping for.

When it comes to borrowing money, the interest rate seems to attract the most attention. This – although it is an important aspect of the mortgage product you will eventually sign up for – is not the only important feature of the mortgage. At Mortgage Capital Investment, a mortgage broker in Oakville will describe to you, in specific detail, how payment calculations, future choice implications, and optional mortgage features influence the quality of your mortgage. We deem these descriptions necessary as they assist steer you correctly in planning your life for the next coming years and decades.

Place yourself in our shoes and understand why we fight tooth and nail for our clients to obtain the mortgage product suitable to them with the best possible features. Our business is made up of 100% human relations, from clients to business development managers, underwriters, investors, and foreign nationals.

We prioritize our clients’ success and satisfaction with their mortgage to solidify a relationship in which the customers willingly choose us as their preferred mortgage broker in Oakville, and not only here. Although, since our physical office is local to Oakville, we want to give back to our community as much as possible. This is why brokering is exciting for us, because we get to offer a service that is in big part free (apart from some challenging situations where higher risk is inevitable).

Through our service, we gain the privilege of seeing our clients discover new opportunities for growth, which brings them to a different pace in the progressive realization of their worthy ideals. Big goals stretch what we believe is possible. This is why working with a mortgage broker may be the best possible avenue you can take to align yourself with being where you want to be if your mind is set on growth.

What Can You Do to Improve the Efficiency of Working with a Mortgage Broker in Oakville?

At MCI, a mortgage broker in Oakville can obtain a mortgage for you by connecting you with multiple lenders offering products meeting your criteria. To make this a seamless process and support the importance of your application to the lender, we will either lift or uphold the degree of detail with which you make your application to us. Being organized in your documents and providing them early, alongside understanding your credit report and your down payment leverage, will strengthen the completeness of your mortgage application.

Similar to a matchmaker, you want to ensure that your wavelength matches the professional willing to assist you in achieving the outcome of your desire. This is why we recommend doing your due diligence before working with a mortgage broker in Oakville and recommend you meet each of our team members at Mortgage Capital Investment for you to discover whom you connect with best and who makes the process of obtaining a mortgage for your property as smooth as possible for you.

We look forward to you contacting us in the process of obtaining the most suitable mortgage for you to build wealth.

Lowest Residential Mortgage Rates in Canada*

Term OUR RATE Bank Rate
3 Year Fixed/ 25 yrs 3.89% 4.39%
3 Year Variable/ 25 yrs 2.60% Promo 3.36%
5 Year Fixed/ 25 yrs 4.29% 4.59%
5 Year Variable/ 25 yrs 2.65% Promo 2.99%
5 Year Fixed/ 30 yrs 4.79% Promo 5.29%
5 Year Variable/30y 3.20% 3.70%

Updated: June 22, 2022

* Current promotion rates may provide an additional 0.05% discount or may be anytime discontinued at the Lender discretion . Rates may vary between geographic regions and the posted rates on this website may not be available in your area. Please contact our MCI office for more details and current promotions.

LOWEST REGULAR RATES IN CANADA*   * Current promotion rates may provide an additional 0.10% discount. Rates may vary between geographic regions and the posted rates on this website may not be available in your area. Please contact our MCI office for more details and current promotions.

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