Welcome to Your Path to Homeownership


In today’s challenging real estate market, achieving the dream of owning a home can seem out of reach for many. However, Rent-To-Own homes offer a viable pathway to make this dream a reality. At Mortgage Capital Investment (MCI), we specialize in empowering individuals and families by providing accessible and flexible Rent-To-Own solutions. Dive into how Rent-To-Own can unlock the doors to your future home.

Why Choose Rent-To-Own?Flexibility and Convenience


Rent-To-Own provides a unique opportunity to move into your future home immediately while preparing to purchase it in the future. This flexibility allows you to settle into your desired neighbourhood and home without the immediate need for a large down payment.

Accessibility Despite Credit Challenges

One of the significant barriers to homeownership is often credit history. With our inclusive approval process, Rent-To-Own opens doors to individuals who may face challenges obtaining traditional mortgages. It’s an inclusive approach that considers your current financial situation and future potential. For more on overcoming credit challenges in Canada, click here

Lock-In Purchase Price and Terms

When you enter into a Rent-To-Own agreement, you secure the purchase price and terms upfront. This ensures stability and eliminates the uncertainty of future market fluctuations, giving you peace of mind as you plan for homeownership.

Build Equity and Financial Stability

While renting, you have the opportunity to build equity in the property. Each month’s rent payment contributes towards your future ownership stake, allowing you to invest in your home’s value over time. This financial empowerment sets you on a path towards greater stability and wealth.

Key Benefits of Rent-To-Own Homes

Ownership Pride and Joy

Nothing compares to the feeling of owning your own home. Rent-To-Own allows you to experience the pride and joy of living in a space that truly belongs to you and your family.

Long-Term Stability and Security

Rent-To-Own offers long-term housing security, providing you with the stability needed to plan for the future confidently. It’s a step towards establishing roots and creating a stable environment for yourself and your loved ones.

Personalization of Your Living Space

Unlike renting, Rent-To-Own homes give you the freedom to personalize your living space. From paint colours to landscaping choices, you can transform the house into a home that reflects your unique style and preferences.

Community and Neighbourhood Integration

Choosing a Rent-To-Own home means more than just acquiring a property; it means becoming a part of a community. Establish roots in a neighbourhood that feels like home, surrounded by neighbours who share your values and aspirations. Discover our community integration tips for more insights.

Embrace the Emotional Journey of Rent-To-Own


Imagine stepping through the door of your future home for the first timeā€”feeling the excitement and security of knowing it’s where your dreams will unfold. Rent-To-Own transcends mere transactions; it’s about embracing hope, creating lasting memories, and securing your family’s future in a place filled with possibilities.

Power Your Path to Homeownership


Empower yourself with a Rent-To-Own agreement that aligns perfectly with your aspirations and financial goals. Take control of your housing journey with confidence, knowing you’re on the path to owning your dream home. Our dedicated team at Mortgage Capital Investment (MCI) is committed to guiding you through every step of the process, ensuring transparency and support along the way. Learn more about Rent-To-Own programĀ  click here

Ready to Start Your Journey?

Contact us today to explore our diverse selection of Rent-To-Own homes tailored to fit your lifestyle and budget. Let’s collaborate to turn your dream of homeownership into a reality, starting today.

Invest in Your Future


Experience the joy of homeownership. Discover the freedom and security of Rent-To-Own with Mortgage Capital Investment (MCI). Begin your journey towards owning your dream home now.



Rent-To-Own homes offer a transformative path to homeownership, providing flexibility, accessibility, and the opportunity to build equity while renting. Embrace the emotional journey of securing your dream home and take control of your future with confidence. Contact Mortgage Capital Investment (MCI) today to embark on this exciting journey towards owning your own home.

Frequently Asked Questions (FAQs)

1. Is Rent-To-Own a good option for people with less-than-perfect credit?
Rent-To-Own can be a great option for individuals facing credit challenges, as it offers flexibility and accessibility that traditional mortgages may not. For tips on improving your credit score, click here

2. How does Rent-To-Own compare to traditional renting?
Unlike traditional renting, Rent-To-Own allows you to build equity in the property while living in it, offering potential benefits of ownership without immediate large down payments. Read more about the benefits of Rent-To-Own here

3. Can I customize a Rent-To-Own home?
Yes, Rent-To-Own agreements typically allow for customization of the living space to reflect your personal style and preferences.

4. What happens if I decide not to purchase the home at the end of the Rent-To-Own agreement?
If you decide not to purchase the home at the end of the agreement, you typically forfeit the option fee and any equity built, but you are not obligated to buy the property.

5. How can I get started with Rent-To-Own?
Contact Mortgage Capital Investment (MCI) today to discuss your options and find the Rent-To-Own home that’s right for you. We’re here to help you achieve your dream of homeownership.

Lowest Residential Mortgage Rates in Canada*

3 Year Fixed/ 25 yrs 4.99%Promo
4 Year Fixed/25 yrs 5.04% Promo
5 Year Fixed/ 25 yrs 4.69% Promo
5 Year Variable/ 25 yrs 5.95% Promo
5 Year Fixed/ 30 yrs 4.89% Promo
5 Year Variable/30 yr 6.24%
3 Year Fixed/30yr 5.09% Promo
**NEW RENTAL 5 Year Fixed /30yr 5.09% Promo

Updated: July 07 , 2024

* Current promotion rates may provide an additional 0.05% discount or may be anytime discontinued at the Lender discretion.Some condition may apply.Rates may vary between geographic regions and the posted rates on this website may not be available in your area.TD Bank rate used for comparable are the rate listed in the Broker Chanel Portal by TD Canada Bank at the date above. Please contact our MCI office for more details and current promotions.

LOWEST REGULAR RATES IN CANADA*   * Current promotion rates may provide an additional 0.10% discount. Rates may vary between geographic regions and the posted rates on this website may not be available in your area. Please contact our MCI office for more details and current promotions.

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