Our MCI mortgage brokers want to be your trusted source for professional mortgage advice, providing help and guidance to the best rates and negotiated terms with lenders.

Lowest Residential Mortgage Rates in Canada*

Term OUR RATE Bank Rate
3 Year Fixed/ 25 yrs 1.54 2.250%
3 Year Variable/ 25 yrs 0.99% Promo 1.86%
5 Year Fixed/ 25 yrs 1.99% 2.34%
5 Year Variable/ 25 yrs 1.18% Promo 1.65%
5 Year Fixed/ 30 yrs 1.85% Promo 2.34%
5 Year Variable/30y 1.45 1.85

Updated: September 17 , 2021

* Current promotion rates may provide an additional 0.05% discount. Rates may vary between geographic regions and the posted rates on this website may not be available in your area. Please contact our MCI office for more details and current promotions.

LOWEST REGULAR RATES IN CANADA*
 
* Current promotion rates may provide an additional 0.10% discount. Rates may vary between geographic regions and the posted rates on this website may not be available in your area. Please contact our MCI office for more details and current promotions.

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