Our MCI mortgage brokers want to be your trusted source for professional mortgage advice, providing help and guidance to the best rates and negotiated terms with lenders.

Why use a broker?

Why Use a Mortgage Brokers

We are always “Looking out for your best interest”

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Cost of a broker

Cost of a Mortgage Broker

Reach out to us for a question or complete an application

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Mortgages 101

Mortgages 101

Our focus is getting you the right mortgage solution

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Buying a home

First Time Home Buyers

We want to be by your side on this exciting journey

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Refinancing

Refinancing

You can leverage your equity and not be cash poor

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Switch / Renewal

Mortgage Switch / Renewal

We want to make your mortgage fit your lifestyle

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Mortgage Rate Calculator

We’ll find you exactly what you’re looking for

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Frequently asked Questions

We’ll find you exactly what you’re looking for

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Mortgage Glossary

We’ll find you exactly what you’re looking for

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Lowest Residential Mortgage Rates in Canada*

Term OUR RATE Bank Rate
3 Year Fixed/ 25 yrs 3.89% 4.39%
3 Year Variable/ 25 yrs 2.60% Promo 3.36%
5 Year Fixed/ 25 yrs 4.29% 4.59%
5 Year Variable/ 25 yrs 2.65% Promo 2.99%
5 Year Fixed/ 30 yrs 4.79% Promo 5.29%
5 Year Variable/30y 3.20% 3.70%

Updated: June 22, 2022

* Current promotion rates may provide an additional 0.05% discount or may be anytime discontinued at the Lender discretion . Rates may vary between geographic regions and the posted rates on this website may not be available in your area. Please contact our MCI office for more details and current promotions.

LOWEST REGULAR RATES IN CANADA*

* Current promotion rates may provide an additional 0.10% discount. Rates may vary between geographic regions and the posted rates on this website may not be available in your area. Please contact our MCI office for more details and current promotions.

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