Michael Wolfer-Mortgage Agent/Director of Commercial Division
– Ontario Mortgage Agent Level 1 -Residential- Commercial /FSRA Lic # 10646
Michael Wolfer is the Director of Commercial Division at Mortgage Capital Investment. With more than 40 years of experience in commercial banking, business financing, and relationship management, Michael has built a distinguished career helping business owners, investors, and entrepreneurs secure the financing needed to grow and succeed. His extensive background with BMO Bank of Montreal and the Business Development Bank of Canada (BDC) has provided him with a deep understanding of commercial lending across a wide range of industries.
Extensive Experience in Commercial Banking & Business Financing
Michael has spent decades working directly with small and medium-sized businesses throughout Ontario, assisting clients with commercial mortgages, business acquisitions, construction financing, equipment financing, working capital facilities, and growth capital solutions. Throughout his career, he has successfully structured financing for manufacturers, transportation companies, wholesalers, retailers, healthcare facilities, hotels, agricultural operations, franchise businesses, and professional practices.
Expertise in Commercial Real Estate & Growth Financing
Serving clients throughout Oakville, Burlington, Mississauga, Milton, Hamilton, Niagara, Kitchener-Waterloo, the Greater Toronto Area, and across Ontario, Michael specializes in arranging financing solutions tailored to each client’s business objectives. His experience includes commercial real estate acquisitions, owner-occupied properties, investment properties, land purchases, construction financing, equipment financing, mergers and acquisitions, and business expansion projects. His ability to identify strategic financing opportunities allows clients to maximize growth while maintaining financial flexibility.
Helping Businesses Achieve Long-Term Success
Michael’s approach focuses on understanding each client’s unique business model, growth plans, and financial objectives. By combining practical banking experience with strong lender relationships, he helps business owners navigate complex financing transactions with confidence. His extensive knowledge of both traditional banking and alternative lending solutions enables him to develop customized strategies that support business growth, operational efficiency, and long-term financial success.
A Trusted Commercial Financing Partner
As Director of Commercial Division at Mortgage Capital Investment, Michael works closely with business owners, investors, accountants, lawyers, real estate professionals, and lenders to deliver efficient and effective financing solutions. His reputation for professionalism, integrity, and client advocacy has earned the trust of clients throughout Ontario. Whether financing a commercial property acquisition, expanding operations, purchasing equipment, or securing growth capital, Michael is committed to helping clients achieve their business and investment goals.
Securing the right commercial financing requires experience, industry knowledge, and strong lender relationships. With Michael Wolfer as your commercial financing partner, you gain access to decades of expertise and a dedicated professional committed to helping your business succeed.
Tel: 905-338-7100
Cell: 519-731-1893
Email: michael@mcinvest.ca
Lowest Residential Mortgage Rates in Canada*
| Term | OUR RATE | |
| 3 Year Fixed/ 25 yrs Insurable | 4.11%Promo | |
| 5 Year Fixed/ 25 yrs insurable | 4.50% Promo | |
| 5 Year Variable/ 25 yrs insurable | 3.65% Promo | |
| 5 Year Fixed/ 30 yrs un-insurable | from 4.19% Promo | |
| 5 Year Variable/30 yrs un-insurable | from 3.60% Promo | |
| 3 Year Fixed/30 yrs un-insurable | from 3.99% Promo | |
| **NEW RENTAL 5 Year Fixed /30yrs un-insurable | from 4.29% Promo |
Updated: Aug 28,2026
* Promotional rates are subject to change or withdrawal at any time without notice, at the sole discretion of the lender. An additional discount of up to 0.05% may be available through current promotional offers, subject to specific terms and conditions. Rates may vary by region and may not reflect those available in your area. For the most accurate and up-to-date information—including eligibility for promotional offers—please contact our MCI office directly.
LOWEST REGULAR RATES IN CANADA*
Current promotion rates may provide an additional 0.10% discount. Rates may vary between geographic regions and the posted rates on this website may not be available in your area. Please contact our MCI office for more details and current promotions.
Contact Michael Wolfer Director of Commercial Division
