Agent Level 2
(647)922-8091
ashraf_morcos@centum.ca
Ashraf Morcos – Mortgage Agent Level 2 & Insurance Expert
With a strong background as a Level 2 Qualified Mortgage Agent as well as an Insurance Broker, Ashraf Morcos brings a unique perspective to residential mortgage purchases and refinancing. His extensive experience in both the mortgage and insurance industries allows him to provide comprehensive financial solutions, ensuring that clients not only secure the best mortgage options but also protect their investments for the future.
As a mortgage professional, Ashraf has the expertise to work with both institutional and private lenders, giving clients more flexibility and tailored financing solutions. Whether you’re a first-time homebuyer, looking to refinance for better rates, or need a customized mortgage strategy, he offers expert guidance to help you make informed financial decisions.
Trust Ashraf Morcos to navigate your mortgage and insurance needs with knowledge, experience, and a client-first approach.
Lowest Residential Mortgage Rates in Canada*
| Term | OUR RATE | |
| 3 Year Fixed/ 25 yrs Insurable | 4.11%Promo | |
| 5 Year Fixed/ 25 yrs insurable | 4.50% Promo | |
| 5 Year Variable/ 25 yrs insurable | 3.65% Promo | |
| 5 Year Fixed/ 30 yrs un-insurable | from 4.19% Promo | |
| 5 Year Variable/30 yrs un-insurable | from 3.60% Promo | |
| 3 Year Fixed/30 yrs un-insurable | from 3.99% Promo | |
| **NEW RENTAL 5 Year Fixed /30yrs un-insurable | from 4.29% Promo |
Updated: Aug 28,2026
* Promotional rates are subject to change or withdrawal at any time without notice, at the sole discretion of the lender. An additional discount of up to 0.05% may be available through current promotional offers, subject to specific terms and conditions. Rates may vary by region and may not reflect those available in your area. For the most accurate and up-to-date information—including eligibility for promotional offers—please contact our MCI office directly.
LOWEST REGULAR RATES IN CANADA*
* Current promotion rates may provide an additional 0.10% discount. Rates may vary between geographic regions and the posted rates on this website may not be available in your area. Please contact our MCI office for more details and current promotions.
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