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Mortgage Glossary By : Radu Arvatescu

Glossary of Mortgage Industry Terms Navigating the mortgage process can be challenging at times. Gathering documentation, meeting with a broker, finding a...

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Frequently asked Questions By : Radu Arvatescu

Frequently Asked Questions on Mortgages You’re ready to buy a home and explore your mortgage options, but you still have some pressing...

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Residential Mortgage Calculators By : Radu Arvatescu

Please click on the calculator for options If you need help with your residential mortgage calculation or commercial mortgage calculation, please contact...

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Mortgage Switch / Renewal By : Radu Arvatescu

Mortgage Switch and Renewal The mortgage renewal process is something that catches many Canadians off guard. When it’s close to the renewal...

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Refinancing By : Radu Arvatescu

Refinancing with Mortgage Lenders in Ontario The equity you build in your home is a powerful asset. If you’re nearing the end...

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First Time Home Buyers By : Radu Arvatescu

Financial Tips and Tricks for First Time Home Buyers in Ontario Finding the money for a first time buyer down payment can...

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Mortgages 101 By : Radu Arvatescu

Mortgages 101 – The Complete Guide to Fixed and Variable Mortgage in Ontario Whether you’re looking for your first home mortgage, a...

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Cost of a Mortgage Broker By : Radu Arvatescu

Buying a Home With the Best Mortgage Broker in Toronto If you’re looking for the best mortgage broker in Toronto, we have...

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Why Use a Mortgage Broker By : Radu Arvatescu

Benefits of Using a Mortgage Broker in Ontario vs a Bank Buying or refinancing an existing home is one of the most...

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Average Mortgage Rates in Ontario By : Edi Marinescu

Beating the Average Mortgage Rate in Ontario By : Edi Marinescu Mortgage rates have a direct influence on the affordability of a...

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Money Lenders By : Hesham Farid

Applying for a Mortgage with Private Money Lenders in Ontario By : Hesham Farid Did you know that private money lenders are...

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Bridge Mortgages By : Mits Kantaria

Mortgage Bridge Loan Basics By : Mits Kantaria If you’re like many Canadian homeowners, the home that you live in today won’t...

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Private Mortgage Lenders By : Radu Arvatescu

Why You Should Consider Private Mortgage Lenders By : Radu Arvatescu Private lenders are corporations and individuals who lend money outside of...

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Benefits of Using a Mortgage Broker By : Mits Kantaria

The Benefits of Using a Mortgage Broker in Ontario By : Mits Kantaria Finding the perfect mortgage can be time-consuming and at...

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Refinance a Mortgage By : Edi Marinescu

Refinancing a Mortgage with the Best Mortgage Rates in Ontario By : Edi Marinescu Getting access to the best mortgage rates in...

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Commercial Real Estate By : Hesham Farid

Investing in Commercial Real Estate in Toronto By : Hesham Farid Commercial real estate represents a prime investment opportunity with high potential...

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How Accurate is a Commercial Mortgage Calculator? By : Radu Arvatescu

By : Radu Arvatescu If you’re looking to purchase commercial real estate or refinance one of your current investments, a commercial mortgage...

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Things to Consider When Buying Commercial Real Estate in Hamilton,... By : Radu Arvatescu

By : Radu Arvatescu There’s a lot that goes into buying commercial real estate in Hamilton, Ontario. From checking the title of...

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Understanding a Commercial Mortgage Broker Fee Agreement By : Radu Arvatescu

By : Radu Arvatescu Working with a mortgage broker is one of the fastest, most efficient, and affordable ways to secure commercial...

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A Broker Can Give You the Best Commercial Mortgage Loan... By : Radu Arvatescu

By : Radu Arvatescu As you explore the market and learn how to get a commercial mortgage loan, you will find that...

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Why You Need a Broker for Commercial Mortgages in Ontario By : Radu Arvatescu

By : Radu Arvatescu If you’re shopping for commercial mortgages in Ontario, you’ll have more success with professional representation. You don’t need...

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Why are Commercial Mortgage Rates Higher Than Residential Mortgage Rates? By : Radu Arvatescu

By : Radu Arvatescu If you’ve been shopping for a loan on business property, you would have noticed that commercial mortgage rates...

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What You Should Know Before Applying for Motel Mortgages in... By : Radu Arvatescu

By : Radu Arvatescu If you are purchasing a motel to start your career as an entrepreneur in the hospitality industry, you...

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What You Need to Know about Retirement Home Mortgages in... By : Radu Arvatescu

By : Radu Arvatescu If you are looking to invest in a care facility or expand the one you already own, you’ll...

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What is Covered in Medical Office Mortgages in Ontario? By : Radu Arvatescu

By : Radu Arvatescu Canada’s health industry is in a constant state of evolution, with public, private, and mixed health systems providing...

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What Goes into a Valuation Appraisal for Resort Mortgages in... By : Radu Arvatescu

By : Radu Arvatescu If you are in the market to refinance resort mortgages in Ontario, or if you are thinking about...

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What are Special Purpose Mortgages Ontario Used For? By : Radu Arvatescu

By : Radu Arvatescu Most properties can be easily categorized and assigned to mortgage products. Single residential dwellings can be purchased with...

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Learn How to Buy Commercial Property in Ontario By : Radu Arvatescu

By : Radu Arvatescu Buying commercial property is a huge step in your business journey. Whether you are purchasing a property as...

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Is It Hard to Get Offers for Land Mortgages Ontario? By : Radu Arvatescu

By : Radu Arvatescu Are you in the market for a mortgage on an empty lot or financing for a rural property?...

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How a Commercial Mortgage Broker Can Help You By : Radu Arvatescu

By : Radu Arvatescu Shopping for a commercial mortgage in Ontario can be a complicated process. It’s also time-consuming. There are unique...

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Golf Course Mortgages in Ontario – What You Should Consider... By : Radu Arvatescu

By : Radu Arvatescu While golf courses aren’t investments that come up every day, they can be rare and exciting finds on...

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Finding the Best Deals for Lawyers Office Mortgages in Ontario By : Radu Arvatescu

By : Radu Arvatescu Despite being based on many of the same principles, lawyer's office mortgages in Ontario have some important differences...

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Ontario Commercial Mortgage Brokers Simplify the Real Estate Market By : Radu Arvatescu

By : Radu Arvatescu With so much to consider when operating a business, searching for real estate can quickly become overwhelming. Even...

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Construction Mortgages in Ontario How Do They Work By : Radu Arvatescu

By : Radu Arvatescu Whatever property type you need to build, for any type of business or industry, construction mortgages in Ontario...

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Differences Between Hotel Mortgages in Ontario and Hotel Construction Loans By : Radu Arvatescu

Loans By : Radu Arvatescu If you are looking to invest in a hotel business, you’ll need some financial assistance. Mortgages and...

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Do Industrial Mortgages in Ontario Differ from Commercial Mortgages By : Radu Arvatescu

By : Radu Arvatescu There’s often confusion in the market when it comes to industrial mortgages in Ontario. Do they differ from...

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Don’t Forget the Basics When Purchasing Retail Outlet Mortgages in... By : Radu Arvatescu

By : Radu Arvatescu Ontario’s retail market is growing, creating demand for real estate investments in the sector. Retail outlet mortgages in...

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Essentials for the Best Commercial Mortgages By : Radu Arvatescu

By : Radu Arvatescu Shopping for a commercial mortgage is one of the most important things you will do in business. Finding...

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Options for a Mortgage to Buy Commercial Property By : Radu Arvatescu

By : Radu Arvatescu You can use a mortgage to buy commercial property that will be used in the course of your...

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Plaza Mortgages in Ontario and Shopping Center Investment By : Radu Arvatescu

By : Radu Arvatescu In the three-month period ending July 2019, the Canadian store merchandise retail market grew by 2.1%. Food and...

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Should You Use a Broker When Buying Retail Store Mortgages... By : Radu Arvatescu

By : Radu Arvatescu Whether you are building a business from the ground up or need financing for expansion, you’ll eventually need...

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6 Steps to Gain Approval for Church Mortgages in Ontario By : Radu Arvatescu

By : Radu Arvatescu Churches can face significant challenges when financing growth. If your organization is looking for a new real estate...

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The Top 3 Commercial Mortgage Services a Broker Can Provide By : Radu Arvatescu

By : Radu Arvatescu When you work with a broker you will enjoy extended commercial mortgage services that the large banks and...

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Understanding Multi Family Home Mortgages in Ontario By : Radu Arvatescu

By : Radu Arvatescu If you are looking for your next investment, commercial multi-family home mortgages in Ontario could be your gateway....

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Everything You Need to Know About Hotel Financing Rates By : Radu Arvatescu

By : Radu Arvatescu Commercial hotel financing rates will be one of your most important considerations when planning a purchase, expansion, or...

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Find the Best Rates on Office Building Mortgages in Ontario By : Radu Arvatescu

By : Radu Arvatescu Purchasing an office building is a significant investment, but it can result in lucrative returns. As one of...

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Lowest Residential Mortgage Rates in Canada*

Term OUR RATE Bank Rate
3 Year Fixed/ 25 yrs 1.69 2.250%
3 Year Variable/ 25 yrs 0.99% Promo 1.86%
5 Year Fixed/ 25 yrs 2.09% 2.34%
5 Year Variable/ 25 yrs 1.10% Promo 1.65%
5 Year Fixed/ 30 yrs 2.29% Promo 2.34%
5 Year Variable/30y 1.45 1.85

Updated: NOV 29 , 2021

* Current promotion rates may provide an additional 0.05% discount. Rates may vary between geographic regions and the posted rates on this website may not be available in your area. Please contact our MCI office for more details and current promotions.

LOWEST REGULAR RATES IN CANADA*   * Current promotion rates may provide an additional 0.10% discount. Rates may vary between geographic regions and the posted rates on this website may not be available in your area. Please contact our MCI office for more details and current promotions.

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