Hesham Farid - Director, Commercial Division
– Ontario Mortgage Agent – Commercial and Residential
Markets Served: GTA [City of Toronto, York, Peel, Halton, Durham], Waterloo Niagara, Muskoka, Oxford and across Ontario
Hesham Farid is an expert financial professional with progressive experience and a solid track record of success in leveraging his wealth of knowledge and expertise to define and present optimal residential and commercial solutions. His global vision of the industry has consistently wowed customers and resulted in highly lucrative transactions.
Hesham’s main expertise on the commercial side is in providing business and investors options and services in securing commercial real estate mortgage when they are seeking funding for their new purchases or refinancing their existing portfolio. Hesham handles as well residential mortgages for business owners or investors for example combining commercial and residential mortgage structures as required.
With over 20 years of banking experience, he has a fundamental understanding of the business owner and investor needs in seeking owner-occupied real estate or commercial investment property mortgages and to help give advice on the best course of action to get funding in a constantly changing, dynamic financial market environment. He informs the borrower of all the commercial real estate lending options available, and helps them to structure, package the paperwork, and negotiates rates and terms with the lender. With Hesham’s expertise, the borrower saves time and effort during the application process, and potentially, significant cost savings over the life span of the loan.
Unlike commercial or residential borrowers who are going directly to the bank, businesses or investors can access multiple commercial and residential lending options by leveraging on the market expertise, knowledge, and connections made through Hesham. He believes and prides himself on empowering the borrower with knowledge, response time, and transparency throughout the entire application process from beginning to closing.
Let us invest in building a relationship to preserve and grow your wealth.
Looking forward to hearing from you.
Tel: +1 437-988-2437
Lowest Residential Mortgage Rates in Canada*
|Term||OUR RATE||Bank Rate|
|3 Year Fixed/ 25 yrs||2.54||2.850%|
|3 Year Variable/ 25 yrs||0.99% Promo||1.86%|
|5 Year Fixed/ 25 yrs||2.64%||2.84%|
|5 Year Variable/ 25 yrs||1.20% Promo||1.65%|
|5 Year Fixed/ 30 yrs||2.74% Promo||3.04%|
|5 Year Variable/30y||1.45||1.85|
Updated: JAN 17, 2022
* Current promotion rates may provide an additional 0.05% discount. Rates may vary between geographic regions and the posted rates on this website may not be available in your area. Please contact our MCI office for more details and current promotions.
LOWEST REGULAR RATES IN CANADA*
Current promotion rates may provide an additional 0.10% discount. Rates may vary between geographic regions and the posted rates on this website may not be available in your area. Please contact our MCI office for more details and current promotions.