Lowest Residential Mortgage Rates in Canada*

Term OUR RATE Bank Rate
3 Year Fixed/ 25 yrs 1.84 2.250%
5 Year Fixed/ 25 yrs 1.95% 2.34%
5 Year Variable/ 25 yrs 1.25% Promo 1.65%
5 Year Fixed/ 30 yrs 2.30% 2.34%
5 Year Variable/ 30 yrs 1.55% 1.85%

Updated: June 09 , 2021

* Current promotion rates may provide an additional 0.05% discount. Rates may vary between geographic regions and the posted rates on this website may not be available in your area. Please contact our MCI office for more details and current promotions.

LOWEST REGULAR RATES IN CANADA*
 

PROPERTY TYPES WE KNOW BEST

Find a Residential or Commercial Mortgage Today
MORTGAGE CAPITAL INVESTMENT (MCI) offers full mortgage broker services to help you find the most competitive financing for your next investment. We are experts in all property types, ranging from houses and cottages, medical offices, retail buildings to hotels and custom builds. We work with almost all major banks, credit unions, trust companies, as well as a large variety of private lenders. With an extensive lender network, we can find the most competitive rates, the best terms, and an amortization structure that works for you.
Explore our residential and commercial mortgage services and contact us today.
Contact Us

SERVICES

Residential Mortgages

Our MCI mortgage brokers want to be your trusted source for professional mortgage advice, providing help and guidance...

Read More >>

Online Mortgage Application

Apply for a mortgage online. It’s quick and easy!

Read More >>

Partners & Lenders

Partners & Lenders Mortgages Mortgage Capital Investment (MCI) offers you one of the simplest and quickest ways to...

Read More >>

Debt Consolidation

Businesses with unsecured debt carry unnecessary risk. Loans and credit card balances should be kept to a minimum....

Read More >>

Commercial Investment Properties

If you’re seeking security for retirement, income for a college fund, or simply a form of primary or...

Read More >>

Commercial Mortgage Rates

What are Commercial Mortgage Rates? Understanding the Lending Market Throughout Canada, you will find large banks, credit unions,...

Read More >>

Commercial Mortgage Business Plans

A detailed business plan is a key requirement for your commercial mortgage application. Your plan will outline what...

Read More >>

WHY US

commercial mortgage broker

Variety of Institutional Options

Many buyers look for private lenders for their mortgages. MCI offers these and a variety of institutional options.

commercial mortgage broker

Depth Knowledge of Market and Lenders

MCI has an in-depth knowledge of the Ontario market and available lenders, with experience in sourcing the best commercial mortgage rates available.

commercial mortgage broker

Competitive Bank Rates

MCI can source competitive bank rates and bond yield rates to provide you with the best rates on the market.

LATEST BLOGS

How Accurate is a Commercial Mortgage Calculator?

By : Radu Arvatescu

If you’re looking to purchase commercial real estate or refinance one of your current investments, a commercial mortgage calculator will be one of the first things you look at. Mortgage calculators can give you a baseline understanding of the cost of a...

Learn More

Things to Consider When Buying Commercial Real Estate in Hamilton,...

By : Radu Arvatescu

There’s a lot that goes into buying commercial real estate in Hamilton, Ontario. From checking the title of a property to reviewing a purchase agreement and closing a mortgage, every step is important. If you’re getting ready to make your first commercial...

Learn More

Understanding a Commercial Mortgage Broker Fee Agreement

By : Radu Arvatescu

Working with a mortgage broker is one of the fastest, most efficient, and affordable ways to secure commercial finance. A broker will work on your behalf to find competitive rates with lenders that you might not have access to on the public...

Learn More

TESTIMONIALS