Lowest Residential Mortgage Rates in Canada*
| Term | OUR RATE | Bank Rate |
| 3 Year Fixed/ 25 yrs | 5.04% | 5.39% |
| 3 Year Variable/ 25 yrs | 5.60% Promo | 5.95% |
| 4 Year Fixed/25 yrs | 4.89% Promo | 5.04 |
| 5 Year Fixed/ 25 yrs | 4.69% Promo | 5.04% |
| 5 Year Variable/ 25 yrs | 5.70% Promo | 6.45% |
| 5 Year Fixed/ 30 yrs | 4.60% Promo | 5.14% |
| 5 Year Variable/30 yr | 6.20% | 6.55% |
| 4 Year Fixed/30yr | 4.64% Promo | 5.14% |
| 3 Year Fixed/30yr | 4.80% Promo | 5.24% |
| **NEW RENTAL 5 Year Fixed /30yr | 4.75% Promo | 5.19% |
| ** NEW RENTAL 3 Year Fixed /30yr | 4.90% Promo | 5.29% |
Updated: May 26 , 2023
* Current promotion rates may provide an additional 0.05% discount or may be anytime discontinued at the Lender discretion . Rates may vary between geographic regions and the posted rates on this website may not be available in your area. Please contact our MCI office for more details and current promotions.
LOWEST REGULAR RATES IN CANADA*
Contact Us
Lowest Residential Mortgage Rates in Canada*
| Term | OUR RATE | Bank Rate |
| 3 Year Fixed/ 25 yrs | 5.04% | 5.39% |
| 3 Year Variable/ 25 yrs | 5.60% Promo | 5.95% |
| 4 Year Fixed/25 yrs | 4.89% Promo | 5.04 |
| 5 Year Fixed/ 25 yrs | 4.69% Promo | 5.04% |
| 5 Year Variable/ 25 yrs | 5.70% Promo | 6.45% |
| 5 Year Fixed/ 30 yrs | 4.60% Promo | 5.14% |
| 5 Year Variable/30 yr | 6.20% | 6.55% |
| 4 Year Fixed/30yr | 4.64% Promo | 5.14% |
| 3 Year Fixed/30yr | 4.80% Promo | 5.24% |
| **NEW RENTAL 5 Year Fixed /30yr | 4.75% Promo | 5.19% |
| ** NEW RENTAL 3 Year Fixed /30yr | 4.90% Promo | 5.29% |
Updated: May 26 , 2023
* Current promotion rates may provide an additional 0.05% discount or may be anytime discontinued at the Lender discretion . Rates may vary between geographic regions and the posted rates on this website may not be available in your area. Please contact our MCI office for more details and current promotions.
LOWEST REGULAR RATES IN CANADA*
Contact Us
PROPERTY TYPES WE KNOW BEST
Find a Residential or Commercial Mortgage Today
MORTGAGE CAPITAL INVESTMENT (MCI) offers full mortgage broker services to help you find the most competitive financing for your next investment. We are experts in all property types, ranging from houses and cottages, medical offices, retail buildings to hotels and custom builds. We work with almost all major banks, credit unions, trust companies, as well as a large variety of private lenders. With an extensive lender network, we can find the most competitive rates, the best terms, and an amortization structure that works for you.
Explore our residential and commercial mortgage services and contact us today.
Contact Us
SERVICES
Residential Mortgages
Our MCI mortgage brokers want to be your trusted source for professional mortgage advice, providing help and guidance...
Read More >>
Partners & Lenders
Partners & Lenders Mortgages Mortgage Capital Investment (MCI) offers you one of the simplest and quickest ways to...
Read More >>
Debt Consolidation
Businesses with unsecured debt carry unnecessary risk. Loans and credit card balances should be kept to a minimum....
Read More >>
Commercial Investment Properties
If you’re seeking security for retirement, income for a college fund, or simply a form of primary or...
Read More >> Commercial Mortgage Rates
What are Commercial Mortgage Rates? Understanding the Lending Market Throughout Canada, you will find large banks, credit unions,...
Read More >>
Commercial Mortgage Business Plans
A detailed business plan is a key requirement for your commercial mortgage application. Your plan will outline what...
Read More >>Recent Residential Mortgage Projects
REFINANCE ON SECOND HOME PURCHASE, KITCHENER, ON
FIRST-TIME HOME BUYER PURCHASE, STOUFFVILLE, ON
REFINANCE ON SECOND HOME PURCHASE, MISSISSAUGA, ON
RECENT COMMERCIAL MORTGAGE PROJECTS
MEDIUM-SIZED PLAZA, MISSISSAUGA, ON
Learn More
SMALL BUSINESS REFINANCE, SUNDERLAND, ON
Learn More
FACTORY PLANT, MARKHAM, ON
Learn More
RETAIL PLAZA, MISSISSAUGA, ON
Learn More
RETAIL PLAZA, ETOBICOKE, ON
Learn More
COURTYARD MARRIOTT, BURLINGTON, ON
Learn MoreWHY US
Variety of Institutional Options
Many buyers look for private lenders for their mortgages. MCI offers these and a variety of institutional options.
Depth Knowledge of Market and Lenders
MCI has an in-depth knowledge of the Ontario market and available lenders, with experience in sourcing the best commercial mortgage rates available.
Competitive Bank Rates
MCI can source competitive bank rates and bond yield rates to provide you with the best rates on the market.
LATEST BLOGS
Early Mortgage Renewals: Pros, Cons, and Expert Advice
By : Edi Marinescu
Early Mortgage Renewals: Pros, Cons, and Expert Advice By: Edi Marinescu Disclaimer: The following article is for informational purposes only and does not constitute financial advice. Consult with one of our professional mortgage brokers for personalized guidance. If you are a homeowner...
Learn More
5-Year Fixed Mortgage Rates Ontario: Stability and Savings
By : Edi Marinescu
5-Year Fixed Mortgage Rates Ontario: Stability and Savings By: Edi Marinescu Are you planning to buy a home in Ontario or looking to refinance your existing mortgage? If so, one option worth considering is a 5-year fixed mortgage. In this article, we'll...
Learn More
The Advantages of Mortgage Brokers in Mississauga
By : Edi Marinescu
The Advantages of Mortgage Brokers in Mississauga By: Edi Marinescu A mortgage broker is an expert who helps individuals and enterprises to secure mortgage financing for their real estate ventures. This is accomplished by working with multiple lenders to obtain the best...
Learn More