Lowest Residential Mortgage Rates in Canada*
| Term | OUR RATE | Bank Rate |
| 3 Year Fixed/ 25 yrs | 4.88% | 5.39% |
| 3 Year Variable/ 25 yrs | 5.60% Promo | 5.95% |
| 5 Year Fixed/ 25 yrs | 4.48% Promo | 5.49% |
| 5 Year Variable/ 25 yrs | 5.70% Promo | 6.09% |
| 5 Year Fixed/ 30 yrs | 4.90% Promo | 5.39% |
| 5 Year Variable/30y | 6.20% | 6.35% |
Updated: March 27 , 2023
* Current promotion rates may provide an additional 0.05% discount or may be anytime discontinued at the Lender discretion . Rates may vary between geographic regions and the posted rates on this website may not be available in your area. Please contact our MCI office for more details and current promotions.
LOWEST REGULAR RATES IN CANADA*
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Lowest Residential Mortgage Rates in Canada*
| Term | OUR RATE | Bank Rate |
| 3 Year Fixed/ 25 yrs | 4.88% | 5.39% |
| 3 Year Variable/ 25 yrs | 5.60% Promo | 5.95% |
| 5 Year Fixed/ 25 yrs | 4.48% Promo | 5.49% |
| 5 Year Variable/ 25 yrs | 5.70% Promo | 6.09% |
| 5 Year Fixed/ 30 yrs | 4.90% Promo | 5.39% |
| 5 Year Variable/30y | 6.20% | 6.35% |
Updated: March 27 , 2023
* Current promotion rates may provide an additional 0.05% discount or may be anytime discontinued at the Lender discretion . Rates may vary between geographic regions and the posted rates on this website may not be available in your area. Please contact our MCI office for more details and current promotions.
LOWEST REGULAR RATES IN CANADA*
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PROPERTY TYPES WE KNOW BEST
Find a Residential or Commercial Mortgage Today
MORTGAGE CAPITAL INVESTMENT (MCI) offers full mortgage broker services to help you find the most competitive financing for your next investment. We are experts in all property types, ranging from houses and cottages, medical offices, retail buildings to hotels and custom builds. We work with almost all major banks, credit unions, trust companies, as well as a large variety of private lenders. With an extensive lender network, we can find the most competitive rates, the best terms, and an amortization structure that works for you.
Explore our residential and commercial mortgage services and contact us today.
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SERVICES
Residential Mortgages
Our MCI mortgage brokers want to be your trusted source for professional mortgage advice, providing help and guidance...
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Partners & Lenders
Partners & Lenders Mortgages Mortgage Capital Investment (MCI) offers you one of the simplest and quickest ways to...
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Debt Consolidation
Businesses with unsecured debt carry unnecessary risk. Loans and credit card balances should be kept to a minimum....
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Commercial Investment Properties
If you’re seeking security for retirement, income for a college fund, or simply a form of primary or...
Read More >> Commercial Mortgage Rates
What are Commercial Mortgage Rates? Understanding the Lending Market Throughout Canada, you will find large banks, credit unions,...
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Commercial Mortgage Business Plans
A detailed business plan is a key requirement for your commercial mortgage application. Your plan will outline what...
Read More >>Recent Residential Mortgage Projects
REFINANCE ON SECOND HOME PURCHASE, KITCHENER, ON
FIRST-TIME HOME BUYER PURCHASE, STOUFFVILLE, ON
REFINANCE ON SECOND HOME PURCHASE, MISSISSAUGA, ON
RECENT COMMERCIAL MORTGAGE PROJECTS
MEDIUM-SIZED PLAZA, MISSISSAUGA, ON
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SMALL BUSINESS REFINANCE, SUNDERLAND, ON
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FACTORY PLANT, MARKHAM, ON
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RETAIL PLAZA, MISSISSAUGA, ON
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RETAIL PLAZA, ETOBICOKE, ON
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COURTYARD MARRIOTT, BURLINGTON, ON
Learn MoreWHY US
Variety of Institutional Options
Many buyers look for private lenders for their mortgages. MCI offers these and a variety of institutional options.
Depth Knowledge of Market and Lenders
MCI has an in-depth knowledge of the Ontario market and available lenders, with experience in sourcing the best commercial mortgage rates available.
Competitive Bank Rates
MCI can source competitive bank rates and bond yield rates to provide you with the best rates on the market.
LATEST BLOGS
The Advantages of Mortgage Brokers in Ontario
By : Edi Marinescu
The Advantages of Mortgage Brokers in Ontario By : Edi Marinescu In Ontario, a mortgage broker is a specialist in assisting people and businesses to obtain mortgage financing for their Real Estate projects. The way to do this is by securing the...
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3- year vs. 5-year Mortgage Terms
By : Edi Marinescu
3- year vs. 5-year Mortgage Terms By : Edi Marinescu The debate between a 3-year mortgage term and a 5-year mortgage term has become a regular topic of conversation for those whose residential mortgages are up for renewal. Canadians can choose terms...
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Due Diligence with Ontario Private Lenders
By : Edi Marinescu
Due Diligence with Ontario Private Lenders By : Edi Marinescu Are you seeking to finance a real estate project in Ontario? If you need money but lack the income or credit score necessary to be approved for a regular bank loan, obtaining...
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