Lowest Residential Mortgage Rates in Canada*

Term OUR RATE Bank Rate
3 Year Fixed/ 25 yrs 5.14% 5.39%
3 Year Variable/ 25 yrs 4.85% Promo 5.10%
5 Year Fixed/ 25 yrs 5.19% Promo 5.49%
5 Year Variable/ 25 yrs 4.95% Promo 5.09%
5 Year Fixed/ 30 yrs 5.54% Promo 5.89%
5 Year Variable/30y 5.45% 5.69%

Updated: October 27, 2022

* Current promotion rates may provide an additional 0.05% discount or may be anytime discontinued at the Lender discretion . Rates may vary between geographic regions and the posted rates on this website may not be available in your area. Please contact our MCI office for more details and current promotions.

LOWEST REGULAR RATES IN CANADA*

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    Lowest Residential Mortgage Rates in Canada*

    Term OUR RATE Bank Rate
    3 Year Fixed/ 25 yrs 5.14% 5.39%
    3 Year Variable/ 25 yrs 4.85% Promo 5.10%
    5 Year Fixed/ 25 yrs 5.19% Promo 5.49%
    5 Year Variable/ 25 yrs 4.95% Promo 5.09%
    5 Year Fixed/ 30 yrs 5.54% Promo 5.89%
    5 Year Variable/30y 5.45% 5.69%

    Updated: October 27, 2022

    * Current promotion rates may provide an additional 0.05% discount or may be anytime discontinued at the Lender discretion . Rates may vary between geographic regions and the posted rates on this website may not be available in your area. Please contact our MCI office for more details and current promotions.

    LOWEST REGULAR RATES IN CANADA*

    Contact Us

      Fields with (*) are required

      Accept the terms and conditions.

      PROPERTY TYPES WE KNOW BEST

      Find a Residential or Commercial Mortgage Today
      MORTGAGE CAPITAL INVESTMENT (MCI) offers full mortgage broker services to help you find the most competitive financing for your next investment. We are experts in all property types, ranging from houses and cottages, medical offices, retail buildings to hotels and custom builds. We work with almost all major banks, credit unions, trust companies, as well as a large variety of private lenders. With an extensive lender network, we can find the most competitive rates, the best terms, and an amortization structure that works for you.
      Explore our residential and commercial mortgage services and contact us today.
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      SERVICES

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      Residential Mortgages

      Our MCI mortgage brokers want to be your trusted source for professional mortgage advice, providing help and guidance...

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      Online Mortgage Application

      Apply for a mortgage online. It’s quick and easy!

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      Partners & Lenders

      Partners & Lenders Mortgages Mortgage Capital Investment (MCI) offers you one of the simplest and quickest ways to...

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      Debt Consolidation

      Businesses with unsecured debt carry unnecessary risk. Loans and credit card balances should be kept to a minimum....

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      Commercial Investment Properties

      If you’re seeking security for retirement, income for a college fund, or simply a form of primary or...

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      Commercial Mortgage Rates

      What are Commercial Mortgage Rates? Understanding the Lending Market Throughout Canada, you will find large banks, credit unions,...

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      Commercial Mortgage Business Plans

      A detailed business plan is a key requirement for your commercial mortgage application. Your plan will outline what...

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      Recent Residential Mortgage Projects

      Retail Plaza

      REFINANCE ON SECOND HOME PURCHASE, KITCHENER, ON

      Retail Plaza

      FIRST-TIME HOME BUYER PURCHASE, STOUFFVILLE, ON

      Retail Plaza

      REFINANCE ON SECOND HOME PURCHASE, MISSISSAUGA, ON

      RECENT COMMERCIAL MORTGAGE PROJECTS

      Retail Plaza

      RETAIL PLAZA, MISSISSAUGA, ON

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      Retail Plaza

      RETAIL PLAZA, ETOBICOKE, ON

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      Retail Plaza

      COURTYARD MARRIOTT, BURLINGTON, ON

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      WHY US

      commercial mortgage broker

      Variety of Institutional Options

      Many buyers look for private lenders for their mortgages. MCI offers these and a variety of institutional options.

      commercial mortgage broker

      Depth Knowledge of Market and Lenders

      MCI has an in-depth knowledge of the Ontario market and available lenders, with experience in sourcing the best commercial mortgage rates available.

      commercial mortgage broker

      Competitive Bank Rates

      MCI can source competitive bank rates and bond yield rates to provide you with the best rates on the market.

      LATEST BLOGS

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      Private Lenders Ontario – How to Use Them

      By : Edi Marinescu

      Private Lenders Ontario – How to Use Them By : Edi Marinescu What are Private Lenders? Private lenders are either a single person, group of people, or financial entities working independently of provincial or federal regulations, like banks, credit unions, and trust...

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      Does a Bridge Mortgage Work for You?

      By : Edi Marinescu

      Does a Bridge Mortgage Work for You? By : Edi Marinescu Did you want to make the most of the current real estate market by purchasing a new property? Have you already sold your current property to be able to afford your...

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      TESTIMONIALS