Lowest Residential Mortgage Rates in Canada*
|Term||OUR RATE||Bank Rate|
|3 Year Fixed/ 25 yrs||2.54||2.850%|
|3 Year Variable/ 25 yrs||0.99% Promo||1.86%|
|5 Year Fixed/ 25 yrs||2.64%||2.84%|
|5 Year Variable/ 25 yrs||1.20% Promo||1.65%|
|5 Year Fixed/ 30 yrs||2.74% Promo||3.04%|
|5 Year Variable/30y||1.45||1.85|
Updated: JAN 17, 2022
* Current promotion rates may provide an additional 0.05% discount. Rates may vary between geographic regions and the posted rates on this website may not be available in your area. Please contact our MCI office for more details and current promotions.
LOWEST REGULAR RATES IN CANADA*
PROPERTY TYPES WE KNOW BEST
Find a Residential or Commercial Mortgage Today
MORTGAGE CAPITAL INVESTMENT (MCI) offers full mortgage broker services to help you find the most competitive financing for your next investment. We are experts in all property types, ranging from houses and cottages, medical offices, retail buildings to hotels and custom builds. We work with almost all major banks, credit unions, trust companies, as well as a large variety of private lenders. With an extensive lender network, we can find the most competitive rates, the best terms, and an amortization structure that works for you.
Explore our residential and commercial mortgage services and contact us today.
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Partners & Lenders
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Commercial Investment Properties
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Commercial Mortgage Rates
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Variety of Institutional Options
Many buyers look for private lenders for their mortgages. MCI offers these and a variety of institutional options.
Depth Knowledge of Market and Lenders
MCI has an in-depth knowledge of the Ontario market and available lenders, with experience in sourcing the best commercial mortgage rates available.
Competitive Bank Rates
MCI can source competitive bank rates and bond yield rates to provide you with the best rates on the market.
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Frequently asked Questions
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Residential Mortgage Calculators
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I can’t thank enough Hesham Farid for working so diligently and efficiently to arrange financing to close the property purchase transaction. I found him very responsive and clearly understanding my requirements. Very happy with his approach and hence requested him to work on the next financing project. I am confident that the experience in closing this transaction will also be very satisfying.
Financial needs? Mortgage Needs? Friendly and professional help and advice? This is Mortgage Capital Investment! Meet Radu and his team and your needs are fulfilled and best options provided in confidence!
As the Managing Director of the Courtyard by Marriott Hotel I have contacted Mr. Radu Arvatescu in January 2014, to discuss how to arrange financing for the new Courtyard Marriott Hotel – Burlington, Ontario. We are excited to have recently celebrated in a ground-breaking ceremony, and we are very grateful for Radu’s company CENTUM Total Mortgage Services for bringing our partner with financing. His professionalism and dedication to our goals made this dream become a reality. We are proud that he is regularly awarded in his industry, and can now say from personal experience that he really is one of the best! Wishing Radu a continuous success: